K Unity SACCO Strengthens 17-Year Tech Partnership with Craft Silicon to Deepen Digitization and Trust

By John Kariuki
Nairobi, Kenya – K Unity SACCO has reaffirmed its commitment to financial innovation by extending its 17-year partnership with fintech powerhouse Craft Silicon. The collaboration, which began as a core banking support system, has now evolved into a full-scale digital transformation initiative.
According to Stella Njoroge, Head of Finance at K Unity SACCO, the fintech provider has been more than a vendor. “Craft Silicon is our technology enabler. Together, we’ve built secure, modern systems with our members at the center,” she said.
The SACCO has recently upgraded its enterprise resource planning (ERP) systems—spanning core banking, property management, insurance, and document workflows—allowing members to transact anytime, anywhere. This shift has improved transparency and accessibility, restoring confidence in SACCO banking.
“Members can now confirm balances, initiate transactions, and access services online, which enhances trust and control,” Stella noted.
K Unity is also eyeing the diaspora segment, with automation plans to serve members globally. The SACCO is currently integrating artificial intelligence tools to personalize services, enhance fraud detection, and streamline operations.
Stella emphasized that tech adoption goes hand in hand with education. “We are actively training our members—urban and rural—on how to safely use mobile platforms,” she said.
By blending trusted fintech solutions with grassroots outreach, K Unity SACCO is redefining what digital transformation means in Kenya’s cooperative sector.