Affordable Housing Program Transforming Dreams into Reality for Kenyans

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President William Ruto with PS Housing Charles Hinga during an inspection of Soweto, Kibra Affordable Housing Units

By John Kariuki

The Affordable Housing Program (AHP) is revolutionizing home ownership in Kenya, offering a tangible solution to the housing crisis and empowering thousands of citizens to own homes. Beyond tackling housing affordability, the program has created over 300,000 jobs for youth and rejuvenated urban centers, giving hope to a population where home ownership has long seemed out of reach.

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For many Kenyans, especially in Nairobi and neighboring counties like Kiambu, Murang’a, and Machakos, skyrocketing land prices have made property ownership unattainable. Even in relatively distant areas such as Kenol, Athi River, and Ndeiya, a standard 50×100 plot remains far too expensive for the average citizen, leaving most resigned to renting.

The Affordable Housing Program steps in as a game changer by utilizing unused public land to lower housing costs in prime locations within Nairobi and across all 46 counties. Its rent-to-own model allows aspiring homeowners to make a modest 10% deposit—approximately Ksh 200,000 to Ksh 300,000—and redirect monthly rent payments toward owning their homes.

For instance, rather than paying Ksh 15,000 in rent for a house along Thika Road that they will never own, Kenyans can now use the same amount to offset the cost of their new homes under this program. This innovative approach ensures long-term financial security and empowers individuals to transition from tenants to property owners.

The program offers more than just affordable housing; it guarantees stability and peace of mind. For many, this initiative means having a fully paid home to retire to—free from the financial burdens of rent in later years.

By transforming underutilized public land into affordable homes, the Affordable Housing Program is creating futures, fostering independence, and driving economic growth. It not only addresses Kenya’s housing needs but also builds a path to prosperity for thousands of families.

Indeed, the Affordable Housing Program is a true game changer—empowering Kenyans, one home at a time.

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